Understanding the Financial Impact of Disabilities
Joel Palmer
Disability Insurance
Showing 28 – 54 of 63 articles
How to Maximize Your Disability Insurance Coverage
Joel Palmer
Depending on what age and under what circumstances you need benefits from your policy, you...
How Disability Insurance Companies Determine Your Income
Joel Palmer
Determining the correct amount of coverage you qualify for is done through the process of ...
Do Military Doctors Qualify for Disability Insurance?
Joel Palmer
Disability insurance policies usually state that they will not pay any benefits if disabil...
Should You Get AD&D Insurance Instead of Life or Disability Insurance?
Joel Palmer
Unlike term life insurance, an AD&D policy will not pay a death benefit if the insured die...
Understanding the Future Increase Option in Disability Insurance Policies
Joel Palmer
A future purchase option is a critical component if you’re purchasing disability insurance...
How to Select an Elimination Period for Your Disability Insurance Policy
Joel Palmer
The longer the elimination period on your policy, the less you will pay in premium. That d...
Best Disability Insurance Companies for Dentists in 2021
Joel Palmer
Individual disability insurance designed specifically for the needs of dentists can protec...
Can Creditors Claim Life and Disability Insurance Benefits?
Joel Palmer
In general, your debt becomes the responsibility of your estate following your death. Whet...
Critical Illness Insurance vs. Disability Insurance, Explained
Joel Palmer
Even with health insurance, serious illnesses can impact a family’s finances. According to...
The Catastrophic Disability Insurance Rider, Explained
Joel Palmer
Catastrophic benefits are often subject to the same provisions as the base policy. For exa...
What Are the Leading Causes of Long-Term Disability?
Joel Palmer
The Centers for Disease Control (CDC) says arthritis is the most common cause of disabilit...
5 Common Myths About Disability Insurance, Debunked
Joel Palmer
It’s common to think of long-term disabilities as the result of a car accident, the overus...
How Recovery Benefits on Long Term Disability Insurance Policies Work
Joel Palmer
It’s important to understand the provisions of your policy’s recovery benefit, including t...
7 Reasons Why Doctors Need Individual Disability Insurance
Joel Palmer
As a physician, you have specialized skills that require exceptional cognitive abilities, ...
2021 MassMutual Disability Insurance Review for Physicians
Joel Palmer
Unlike other carriers offering disability insurance for doctors, MassMutual's own-occupati...
4 Steps for Comparing Long-Term Disability Insurance Policies
Joel Palmer
People often equate disabilities with catastrophic injuries from a car accident or other t...
2021 Guardian Disability Insurance Review for Physicians
Joel Palmer
Guardian has one of the strongest definitions of disability for physicians. If totally dis...
2021 Principal Disability Insurance Review for Physicians
Joel Palmer
Principal’s Regular Occupation Rider defines total disability as being unable to perform t...
2021 The Standard Disability Insurance Review for Physicians
Joel Palmer
The Standard offers own-occupation as a rider on the policy. It is defined as the inabilit...
Avoid These 4 Mistakes When Buying Physician Disability Insurance
Colin Nabity
Choosing the right policy for your unique needs requires time, research, and professional ...
5 Ways Group Disability Insurance Limits Coverage for Physicians
Colin Nabity
Your ability to have coverage through a group plan is contingent on being employed by the ...
5 Tips for Doctors Filing Long Term Disability Claims
Colin Nabity
If you sustain a disabling illness or injury, you should contact the insurance company or ...
Why You Should Get Disability Insurance as a Resident
Colin Nabity
Disability insurance coverage is based in large part on your current income. For doctors i...
Can My Life Insurance Policy Also Cover a Disability?
Colin Nabity
Disability riders usually cost extra above what you would pay for your base life insurance...
How Do Disability Insurance Combination Plans Work in 2021?
Colin Nabity
Owning multiple separate disability insurance policies is often referred to as a combinati...
Level vs. Graded Disability Insurance Premiums: Which is Better for You?
Colin Nabity
With a level premium, you pay the same amount for the life of the policy. Assuming you hav...