Disability Insurance
Showing 28 – 54 of 62 articles
How to Maximize Your Disability Insurance Coverage
Depending on what age and under what circumstances you need benefits from your policy, you...
How Disability Insurance Companies Determine Your Income
Determining the correct amount of coverage you qualify for is done through the process of ...
Do Military Doctors Qualify for Disability Insurance?
Disability insurance policies usually state that they will not pay any benefits if disabil...
Should You Get AD&D Insurance Instead of Life or Disability Insurance?
Unlike term life insurance, an AD&D policy will not pay a death benefit if the insured...
Understanding the Future Increase Option in Disability Insurance Policies
A future purchase option is a critical component if you’re purchasing disability insurance...
How to Select an Elimination Period for Your Disability Insurance Policy
The longer the elimination period on your policy, the less you will pay in premium. That d...
Best Disability Insurance Companies for Dentists in 2021
Individual disability insurance designed specifically for the needs of dentists can protec...
Can Creditors Claim Life and Disability Insurance Benefits?
In general, your debt becomes the responsibility of your estate following your death. Whet...
Critical Illness Insurance vs. Disability Insurance, Explained
Even with health insurance, serious illnesses can impact a family’s finances. According to...
The Catastrophic Disability Insurance Rider, Explained
Catastrophic benefits are often subject to the same provisions as the base policy. For exa...
What Are the Leading Causes of Long-Term Disability?
The Centers for Disease Control (CDC) says arthritis is the most common cause of disabilit...
5 Common Myths About Disability Insurance, Debunked
It’s common to think of long-term disabilities as the result of a car accident, the overus...
How Recovery Benefits on Long Term Disability Insurance Policies Work
It’s important to understand the provisions of your policy’s recovery benefit, including t...
7 Reasons Why Doctors Need Individual Disability Insurance
As a physician, you have specialized skills that require exceptional cognitive abilities, ...
2021 MassMutual Disability Insurance Review for Physicians
Unlike other carriers offering disability insurance for doctors, MassMutual's own-occupati...
2021 Guardian Disability Insurance Review for Physicians
Guardian has one of the strongest definitions of disability for physicians. If totally dis...
2021 Principal Disability Insurance Review for Physicians
Principal’s Regular Occupation Rider defines total disability as being unable to perform t...
2021 The Standard Disability Insurance Review for Physicians
The Standard offers own-occupation as a rider on the policy. It is defined as the inabilit...
Avoid These 4 Mistakes When Buying Physician Disability Insurance
Choosing the right policy for your unique needs requires time, research, and professional ...
5 Ways Group Disability Insurance Limits Coverage for Physicians
Your ability to have coverage through a group plan is contingent on being employed by the ...
5 Tips for Doctors Filing Long Term Disability Claims
If you sustain a disabling illness or injury, you should contact the insurance company or ...
Why You Should Get Disability Insurance as a Resident
Disability insurance coverage is based in large part on your current income. For doctors i...
Can My Life Insurance Policy Also Cover a Disability?
Disability riders usually cost extra above what you would pay for your base life insurance...
How Do Disability Insurance Combination Plans Work in 2021?
Owning multiple separate disability insurance policies is often referred to as a combinati...
Level vs. Graded Disability Insurance Premiums: Which is Better for You?
With a level premium, you pay the same amount for the life of the policy. Assuming you hav...
2021 Ohio National Disability Insurance Review for Physicians
Ohio National offers own-occupation as a rider on the policy. It is defined as the inabili...