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Malpractice Insurance

All things malpractice insurance from the LeverageRx Blog.

Disability Insurance

6 Types of Insurance Doctors Should Review in the Age of COVID-19

As you help your patients, it’s important to also protect yourself and your practice. Not just from COVID-19 infections, but also the potential impact of the virus.

  • Jack Wolstenholm
    Jack Wolstenholm
4 min read
Malpractice Insurance

Hospitals Insurance Company: 2020 Medical Malpractice Review

Hospitals Insurance Company (HIC) provides insurance coverages and services to hospitals, long-term care facilities, physicians, health care professionals, and agencies in the state of New York.

  • Jack Wolstenholm
    Jack Wolstenholm
3 min read
Malpractice Insurance

MAG Mutual Insurance Company: 2020 Medical Malpractice Review

MagMutual has kept 95 percent of claims brought against its insured physicians and hospitals from going to trial. Of those that did end up in court, it has won 80 percent of cases.

  • Jack Wolstenholm
    Jack Wolstenholm
3 min read
Malpractice Insurance

MLMIC Insurance Company: 2020 Medical Malpractice Review

In 2018, the company completed a conversion from a mutual insurance company to a stock insurance company. It was also acquired by National Indemnity Company, a subsidiary of Berkshire Hathaway.

  • Jack Wolstenholm
    Jack Wolstenholm
4 min read
Malpractice Insurance

MedPro Group: 2020 Medical Malpractice Insurance Review

Founded in 1899, Medical Protective Group (MedPro) is the oldest professional liability carrier in the U.S. Today, the company remains an industry force as one of the top writers of medical malpractice insurance in the country.

  • Jack Wolstenholm
    Jack Wolstenholm
4 min read
Malpractice Insurance

NORCAL Group: 2020 Medical Malpractice Insurance Review

NORCAL has carried an A (Excellent) rating form A.M. Best for 34 consecutive years. In 2017, NORCAL reported direct written premium of $332 million.

  • Jack Wolstenholm
    Jack Wolstenholm
4 min read
Malpractice Insurance

How to Fight (and Hopefully Win) Your Medical Malpractice Lawsuit

As a doctor, it is good practice to maintain records of every patient that you treat. When a medical negligence lawsuit is brought against you, the claimant’s attorney will look for weak spots in your records to use against you.

  • Jack Wolstenholm
    Jack Wolstenholm
4 min read
Malpractice Insurance

The Doctors Company: 2020 Medical Malpractice Insurance Review

The Doctors Company is rated “A” by both A.M. Best Company and Fitch Ratings. As a member-owned insurer, The Doctors Company regularly pays dividends to those it insures.

  • Jack Wolstenholm
    Jack Wolstenholm
4 min read
Malpractice Insurance

ProAssurance Group: 2020 Medical Malpractice Insurance Review

ProAssurance Group is rated “A+” (Superior) by A.M. Best. The company has also been recognized as a Ward’s 50 Top Performer every year since 2007.

  • Jack Wolstenholm
    Jack Wolstenholm
3 min read
Malpractice Insurance

Do You Need a Consent-To-Settle Clause in Your Policy?

Under your employer's group malpractice policy, you may not have a consent-to-settle clause. The employer owns the policy, which means there's a strong chance it owns the consent-to-settle.

  • Joel Palmer
    Joel Palmer
3 min read
Malpractice Insurance

Claims Made vs. Occurrence Malpractice Insurance, Explained

Occurrence coverage is the preferred type of malpractice insurance for most medical professionals, however it's not available in all states. Claims made coverage is more readily available and some carriers only offer this option.

  • Colin Nabity
    Colin Nabity
3 min read
Malpractice Insurance

How Much Does Medical Malpractice Insurance Cost in 2020?

In addition to the higher risk, some specialists will also require higher limits of liability coverage. Therefore specialities that fall into a riskier category will require higher premium rates.

  • Colin Nabity
    Colin Nabity
3 min read
Malpractice Insurance

How to Compare Medical Malpractice Insurance Companies

One of the most important factors when choosing a carrier is its financial strength and stability. After all, if you’re required to pay a judgement of, say, $1 million, you need your insurance company to be able to write that check.

  • Joel Palmer
    Joel Palmer
3 min read
Malpractice Insurance

Do You Need Tail Coverage On Your Malpractice Insurance Policy?

One of the complexities of malpractice insurance is that several years can elapse between a patient’s treatment and a claim of malpractice. More time will go by while that patient’s suit

  • Colin Nabity
    Colin Nabity
3 min read
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