Student Loan Refinancing for Physicians, Dentists & Other Medical Professionals

Refinancing student loans to a lower interest rate can help you save thousands of dollars over the course of your career. However, beware that if you have federal loans, refinancing to private loans may result in losing special repayment plans that can help you in a time of need. Make sure you can comfortably afford your new payments if you refinance, and take the time to get rates from several different providers. Typically, you can ‘rate shop’ for 30 days and have only one inquiry show on your credit report. If you are considering refinancing or consolidating your loans, compare LeverageRx endorsed student loan providers below.

Compare the best student loan refinancing companies for doctors

We’ve made it incredibly simple for doctors to compare lenders and find the best rates

lendkey physician student loan refinancing

Loan Terms 5, 7, 10, 15 and 20 year options

Maximum Loan Amount $300,000

Available in most U.S. states

Fixed Rates

3.25%-7.25%

Variable Rates

1.93%-6.95%

Apply
sofi physician student loan refinancing

Loan Terms 5, 10, and 15 year options

Maximum Loan Amount $175,000

Available in most U.S. states

Fixed Rates

3.50%-7.25%

Variable Rates

1.90%-5.75%

Apply
laurel road physician student loan refinancing

Loan Terms 5, 7, 10, 15 and 20 year options

Maximum Loan Amount No Maximum

Loans available in all 50 states

Fixed Rates

4.20%-7.20%

Variable Rates

3.76%-6.42%

Apply
earnest physician student loan refinancing

Loan Terms 5, 10, and 15 year options

Maximum Loan Amount No Maximum

Loans available in 36 states

Fixed Rates

3.50%-7.25%

Variable Rates

1.90%-5.75%

Apply
citizens physician student loan refinancing

Loan Terms 5, 10, 15 and 20 year options

Maximum Loan Amount $170,000

Loans available in all 50 states

Fixed Rates

3.50%-7.24%

Variable Rates

1.90%-5.10%

Apply
commonbond physician student loan refinancing

Loan Terms 5, 10, 15 and 20 year options

Maximum Loan Amount $500,000

Loans available in all 50 states

Fixed Rates

3.74%-6.49%

Variable Rates

1.94%-4.93%

Apply
collegeave physician student loan refinancing

Loan Terms 5, 10, and 15 year options

Maximum Loan Amount $450,000

List of states not available

Fixed Rates

3.24%-7.05%

Variable Rates

1.85%-4.89%

Apply

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Student Loan Refinancing FAQs

Check out some of the most commonly asked questions about student loan refinancing

How does student loan refinancing work?

When you refinance you student loans, you replace your existing loan(s) with a new loan at a lower interest rate. The new loan is used to pay off your existing student loans. You can choose a loan term that matches your existing loans, or a longer one that will help lower your monthly payments even more.

How do I know if student loan refinancing is right for me?

If you have private student loans, or federal student loans and aren’t eligible or planning on taking advantage of a federal loan forgiveness program or income-driven repayment plan, student loan refinancing is a good alternative to help lower your interest payments.