Personal Loans for Doctors, Dentists and Other Medical Professionals

Whether you are finishing your training or already practicing, a personal physician loan can provide flexibility to help manage your current expenses. These physician loans are available to help consolidate and pay down high interest credit card debt, finance a major purchase, cover relocation expenses or general living needs. Physician loans can help save thousands in interest costs. Check out some of our favorite physician loan lenders below and compare the terms.

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sofi personal loans for doctors

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Loan Program Overview:

Along with student loan refinancing and mortgages, SoFi offers a personal loan product for physicians, dentists and other medical professionals. A personal loan allows you to borrow for any personal use including paying off credit card debt, investing in home repairs or improvements, funding a vacation, or even getting an engagement ring or covering wedding expenses. Taking a personal loan can be an easy solution to consolidate high-interest rate balances with one monthly rate. There are no origination fees or prepayment fees on SoFi's personal loan product.

States Available:

Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Maryland, Minnesota, New Jersey, North Carolina, North Dakota, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Vermont, Virginia, Washington, Washington, D.C., Wisconsin, and Wyoming



earnest personal loans for doctors

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Loan Program Overview:

Earnest offers an extremely flexible personal loan product for physicians, dentists and other medical professionals. They evaluate more than just your credit score and look at other factors like your savings habits, education, and earning potential. By building a better picture of your full financial profile, Earnest is able to offer very competitive rates on their personal loans. You can choose your preferred monthly payment, increase your payment amount anytime and there are no origination fees or prepayment fees on Earnest's personal loan product.

States Available:

Available in all 50 states

lightstream personal loans for physicians
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Loan Program Overview:

o * The APR listed is for an unsecured new auto loan between $10,000 and $24,999 with a term between 24 and 60 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

o Payment example: Monthly payments for a $10,000 loan at 5.99% APR with a term of 3 years would result in 36 monthly payments of $304.17.

States Available:

Available in all 50 states





personal loans for physicians
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Loan Program Overview:

PersonalLoans.com provides an easy and convenient way for consumers to be matched with a personal loan through their network of lenders. Their online service can enable you to get a loan of between $1,000 and $35,000, right from your home or office, or even on the go through your mobile device. They help people looking to borrow for any number of reasons, whether it be for a home improvement project, a family vacation, debt consolidation, auto repair, medical expense, or anything else.

The online process is designed to match clients to potential lenders. Through PersonalLoans.com, you can get needed loan funds quickly, in as little as just one business day. You don’t have to pay back these funds quickly, however, as the repayment time frame ranges from six to 72 months depending on the terms of your lender. For shorter-terms loans offered, such as installment loans, the repayment time frame may be less than six months.

States Available:

Available in all 50 states




lendingpoint personal loans for physicians
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Loan Program Overview:

LendingPoint focuses on providing personal loans for doctors with fair credit (typically considered FICO scores between 600 and 680). LendingPoint provides personal loans from $3,500 up to $20,000 which can be used for consolidating debt, home improvements, medical bills, refinancing credit cards, vacations, repairing or purchasing a car and several other purposes. Doctors can obtain a loan with repayment terms between 24 and 48 months. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

States Available:

Alabama, California, Colorado, Delaware, Michigan, Missouri, Montana, New Jersey, North Dakota, Oregon, Ohio, South Dakota, Washington