Kevin Mercadante

Kevin Mercadante

Since 2009, Kevin Mercadante has been writing about his journey as a mortgage loan officer during the 2008 financial crisis on his website Outofyourrut.com. The experience gave Kevin perspective and he frequently discusses the big-picture trends that are impacting the American economy today. He’s a regular contributor/staff writer for as many as a dozen financial blogs and websites, including Money Under 30, Good Financial Cents and The Dough Roller.

latest articles by Kevin Mercadante

two story modern home made of glass, stone, and wood

Bank of America Physician Loan Review (Updated 2025)

The Bank of America Physician Loan program is structured to cater to the unique ... Read More
Nurse who purchase home with mortgage loans

Best Home Loans for Nurses: What are the Options?

You’re a nurse looking for a mortgage to buy a home. What are the best home lo ... Read More
Sold sign and sale pending sign

Mortgage Broker vs. Real Estate Agent: What’s the Difference?

A lot of people think that a mortgage broker is another name for real estate age ... Read More
street view of a two story wood shingle home

Primary vs Secondary Mortgage Market: Here’s the Difference

The difference between the primary and secondary mortgage market comes down to h ... Read More
street view of colonial homes in neighborhood

TD Bank Physician Mortgage Review (Updated 2025)

100% financing up to $750k for MD, DO, DPM, DDS and DMDs. ... Read More
large modern home with steps at sunset

Fifth Third Bank Physician Loan (Updated 2025)

100% financing up to $1 million. MD, DO, DDS, DMD, DPMs eligible ... Read More

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