Finding physician disability insurance
takes time.

Time doctors like you don't have.
LeverageRX can help.

We’ve partnered with 40+ doctor insurance leaders. To save you time, we’ll ask you a few questions and put together a compressive list of options. Our service is fast, easy and 100% free.

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Our customers love us. We think you will too.
  • Great Experience!

    I had a wonderful experience working with Rhett. He was patient, informative, quick to answer my questions and made sure everything was prepared carefully. I would highly recommend his service.

    - Janna
  • Very helpful and prompt

    He helped me fill out the forms needed and walked me through the application process. Trustworthy and efficient. I’d recommend him to any friends or family.

    - Sam W.
The LeverageRx Experience

How it works

Step One

Fill out the form

Fill out the simple form so we can find you the best rates.

Step Two

Get your rates

Compare rates and features from the best disability insurance companies.

Step Three

Get Covered

Work with one of our licensed insurance experts to finalize your coverage.

Insurers on LeverageRx

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  • Guardian_Logo_evajor
  • massmutual-physician-disability-insurance_zalsic
  • principal-physician-disability-insurance_mvzr4z
  • the-standard-physician-disability-insurance_vpypv8

Why do physicians need disability insurance?

The case for physician disability insurance begins with a sobering reality: Between 25-30% of American workers will suffer a disabling event at some point in their careers that prevents them from earning an income. As a highly-trained, highly-compensated medical professional, ask yourself:

  • What would you do if you couldn’t work?
  • How would you pay your bills if you lost your income?
  • What would become of your medical practice if you were unable to treat patients?
  • How would the loss of income affect your lifestyle and ability to provide for your family?

Depending on how you answer these questions, you may want to purchase disability insurance to protect your income.

Why own-occupation disability insurance?

Medical specialties need own-occupation coverage because of the time and commitment they have made to achieve their degree of specialty/position. Because of this vast experience, medical specialties have the ability to earn income even while being disabled. To have a disability policy that would penalize you to earn an income while being disabled goes against LeverageRx’s commitment to their clients. That’s why all policies we offer allow you to work while being disabled with no reduction to your benefit.

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All Other Modified Own-occupation

  • Insurance Company defines your occupation
  • Lose all or part of the benefit if working any other occupation while being disabled
  • Rates can go up even when the benefit stays the same
  • Most require medical exams
  • Not able to increase or have a small cap
  • Only get quotes from one company
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We've helped thousands of medical professionals across the country find the best disability insurance

Service of this company was just marvelous! - David N
Service of this company was just marvelous! - David N
Service of this company was just marvelous! - David N
Service of this company was just marvelous! - David N

Who Qualifies for Own-Occupation Disability Insurance?

All medical providers should have an own occupation disability insurance policy. As a nurse, resident physician or an attending – we can tailor a policy to fit your medical profession and these policies will also allow for adjustments in the future with no additional medical underwriting. All the policies we offer are able to be written alongside a group disability plan from your employer providing the most comprehensive coverage.

  • Medical Doctors (MD)
  • Doctors of Osteopathy (DO)
  • Doctors of Dental Medicine (DMD)
  • Doctors of Dental Surgery (DDS)
  • Optometrist (OD)
  • Podiatrist (DPM)
  • Veterinarian (DPM)
  • Chiropractor (DCH)
  • Nurse Practitioner (NP)
  • Certified Registered Nurse Anesthetist (CRNA)
  • PharmD
  • Registered Pharmacist (RpH)
  • Physician Assistant (PA)
  • Doctor of Osteopathic Medicine (DO)
  • Nurses (RN)
Disability Insurance Designed for Doctors

Why use LeverageRx for disability insurance coverage?


Independent & Unbiased

We will show you all your disability insurance options to help find the best rate


Expert Advice

Our insurance experts focus solely on advising healthcare professionals


Discounts Save Money

Save up to 40% on the cost of disability insurance with our exclusive discount programs

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